The Finance101 calculator

I wrote the Finance101 calculator back in 2005 and updated it several times since then. I can/will fix the minor problems but only if people request the updates or additional features.

I’m also providing this program free of charge, but certainly wouldn’t refuse any monetary donation that may be sent my way. :-)
Just in case anyone is wondering, if I did receive emails offering to pay a modest amount, I will divert 50% of any donations to the Yakezie Network.

Installation is extremely simple. Just download the executable, and put it into any directory that you want. Then run it by double-clicking on it.


  • Easy to use
  • Completely dynamic updating of the screen as you type. No need to click on a button to see the results. The updates are almost immediate.
  • Completely dynamic update of the form and the field alignment (or expansion as possible)
  • Ability to print the information that is on the screen. All in a single executable.
  • Tooltips – these are little popups when you leave the mouse over a field without moving it
  • Amortization – loan amortization
  • Finance101 – figure out how much money you may need to save to pay for any of your bills without touching the principle
  • Budget101 – preliminary dynamic budget and the ability to see results over weeks, months, years (including seeing the budget over weekly/bi-weekly/semi-monthly/monthly/semi-annual/annual views). NOTE: This portion is incomplete at this time
  • Compounding101 – allows you to see how much your savings (retirement or traditional) can multiply over time
  • CAGR – compounded annual growth rate calculator or how much your savings/investments have averaged over time

Potential fixes or enhancements:

  • Fix any printing problems that may arise. Apparently printing in Vista isn’t quite right due to the font size chosen. The last time I tested the printing it was when I was running Windows 2000.
  • Fix the graph on the amortization view so that it displays the data properly
  • Allow the program so to be able to optionally create a shortcut on the desktop, shortcut toolbar, and/or the “Start” menu
  • Complete the budget portion of the program

The initial view intentionally opens up so that there are at least 11 months visible in the amortization table. Now, if you hit the “maximize” button on the main application dialog (the first button in the upper right-hand corner of the program), it will maximize the background of the application. The you can easily resize the amortization so that you can see more by either clicking on the “maximize” button on the amortization view itself, or simply moving the mouse over one of the corners or sides and left-clicking (holding it down), and moving it to the size that you want to see. Try it and see.

How to use Finance101′s “Finance 101 view”
How to use How to use Finance101 amortization calculator
How to use CAGR view
How to use Compounding view

This entry was posted in budget, budgeting, financial directive, Income Tax, spending plan and tagged , , , . Bookmark the permalink.

8 Responses to The Finance101 calculator

  1. studnie says:

    It’s a shame you don’t have a donate button! I’d most certainly donate to this outstanding blog! I suppose for now i’ll settle for bookmarking and adding your RSS feed to my Google account. I look forward to fresh updates and will share this site with my Facebook group. Talk soon! studnie

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  6. Do you have any video of that? I

  7. Pingback: How to use Finance101 amortization calculator | Rich In The Heart

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