Tag Archives: spending plan

Millennial generation is not well informed when it comes to credit scores

I just saw some folks talking on the talk show Cavuto, and they were stating Millennials do not no how to use credit scores to their advantage or what benefits there are to having a good credit score. My question … Continue reading

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Your biggest expense should be you!

Your biggest expense should be for your future self for the first 5 years. The younger you are, the easier and better it is for you to take 50%-60% of your paycheck and put it away. Imagine being 19, 20, … Continue reading

Posted in budget, budgeting, Financial Arsenal, financial directive, Goals, Income Tax, networth, Retirement Savings, spending plan | Tagged , , , , | Leave a comment

Having to adjust for overspending

Prior to Christmas, my wife went out to get a few items for our 4 children for Christmas and because she didn’t have the cash on hand, she found herself having to adjust her own budget to fit within the … Continue reading

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Tax season quickly approaches, have you checked your situation out

Now that we’re winding down the year, it’s getting closer to tax season. So in honor of that upcoming event, I thought I’d write an article regarding your W-4 and whether you may want to adjust it accordingly. That is … Continue reading

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Method of buy low and sell high strategy

We all know that you want to buy low and sell high, I presume. So let’s examine what that may mean for the individual investor. Using the buy low and sell high strategy, you have to offset 1 or more … Continue reading

Posted in 401k, Fees, financial directive, Income Tax, IRA, Retirement Savings | Tagged , , , , | 2 Comments

Bankruptcy filing and Detroit woes

By now you’ve heard about the bankruptcy filing and woes that Detroit is facing. This article from the Wall Street Journal mentions that the city has worked out a plan to pay creditors back 75ยข/$1. That’s a 25% reduction, but … Continue reading

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Are we a nation of overworked people

After reading this article, I have to disagree and state that I don’t believe that we are a nation of overworked people. The reason that I say this is because I do know that most people that have raised themselves … Continue reading

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What do you spend on life-long expenses

The question of what do you spend on life-long expenses only, came to me after reading this article on CNN. Now most people don't keep mortgages for their entire life, or keep going back to college classes, or having a … Continue reading

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Save money so you can still live life to the fullest

I know this has been written about before, but I want to chime in on this as well. When you are younger, while you have a lot of things you want to do and so little time to do it, … Continue reading

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Corporate America is bad while people are good

Do you find yourself driven to get angry at corporate America, only to be driven into it’s arms? I mean, if corporate America is bad while people are good, doesn’t that sound you’re limiting yourself by focusing only on yourself … Continue reading

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