Tag Archives: Retirement

Your biggest expense should be you!

Your biggest expense should be for your future self for the first 5 years. The younger you are, the easier and better it is for you to take 50%-60% of your paycheck and put it away. Imagine being 19, 20, … Continue reading

Posted in budget, budgeting, Financial Arsenal, financial directive, Goals, Income Tax, networth, Retirement Savings, spending plan | Tagged , , , , | Leave a comment

Net worth as of Jan 2014

Here is my our net worth report for January 2014. I just checked our net worth and this is what I found: growth by 125% from the same time 1 year ago growth by 23.4% from 9 months prior growth … Continue reading

Posted in 401k, Financial Arsenal, financial directive, networth, Retirement Savings, Roth IRA | Tagged , , , , , , | 4 Comments

To curb retirement tax breaks for the rich or not

Here is a CNN Money article that asks if President Obama is trying to curb retirement savings tax breaks for the "rich". I have to agree with the writer when she speaks about the purpose of the myRA accounts that … Continue reading

Posted in Income Tax, Retirement Savings | Tagged , , | Leave a comment

The lowdown on MYRA accounts

The current POTUS has signed legislation for "lower income" families to be able to put some of their hard earned money into a new type of account called a MYRA account. The primary goal of the MYRA account is a … Continue reading

Posted in 401k, IRA, MYRA, Retirement Savings, Roth IRA | Tagged , , , | 2 Comments

Net worth as of Dec 2013

Since this is a personal finance site, I figure I should divulge some bits of person financial information such as net worth. This is the first post of my net worth and I will try to post this every quarter … Continue reading

Posted in 401k, Financial Arsenal, financial directive, networth, Retirement Savings, Roth IRA | Tagged , , , , , | Leave a comment

Pullback from the market

It's always a difficult stance to take, whether one should pullback from the market. After all, after the drop in the first quarter of 2013 and subsequent drive up of the market by the end of the year, one could … Continue reading

Posted in 401k, Goals, Growth, IRA, Retirement Savings, Roth IRA | Tagged , , , , , | 1 Comment

The good market is now, what is your exit plan

The stock market is at all-time highs. With the DJIA and the S&500 are both at their highest levels in 5 years. Since the good market is now, what is your exit plan. After all, you should pick a point … Continue reading

Posted in 401k, financial directive, Growth, IRA, Retirement Savings, Roth IRA | Tagged , , , | Leave a comment

Shares per transaction costs, per dividend

I had previously analyzed how some transaction costs can really hurt your bottom line. this is when you are examining the number of shares per transaction costs, per dividend. Another way to look at things may be how much the … Continue reading

Posted in 401k, Growth, IRA, Retirement Savings, Roth IRA | Tagged , , , , | 2 Comments

Has your household lost or gained net worth?

In this article, Pew research said that 93% of the households have lost money during 2009-2011 window in our past. Which best the question: Has your household lost or gained net worth over that time frame or even since 2011? … Continue reading

Posted in 401k, budget, budgeting, IRA, Retirement Savings, Roth IRA, spending plan | Tagged , , , , | Leave a comment

How the number of shares affects your investment choices

Not everyone thinks of how their purchase of a number of shares affects your investment choices. Why do they call blocks of 100 shares an “even” block after all? Keep in mind this article isn’t intended to help you choose … Continue reading

Posted in 401k, Growth, IRA, Retirement Savings, Roth IRA | Tagged , , , , | 1 Comment