Tag Archives: expense control

Having to adjust for overspending

Prior to Christmas, my wife went out to get a few items for our 4 children for Christmas and because she didn’t have the cash on hand, she found herself having to adjust her own budget to fit within the … Continue reading

Posted in budget, budgeting, spending plan | Tagged , , , | Leave a comment

How to look good on paper aka National Debt as a percentage of GDP

I have to dispell a terrible myth that seems to be running around the entire country on every blog. My objective is to show how to look good on paper by viewing the National Debt as a percentage of GDP. … Continue reading

Posted in budget, budgeting, economics | Tagged , , , | 2 Comments

I sat in a Tesla car and enjoyed it!

A week or so ago, I sat in a Tesla model car and enjoyed it in a mall near me. They allowed anyone to sit in, and I enjoyed it along with our kids. These were both Tesla ‘S’ models … Continue reading

Posted in budget, financial directive, fun finances | Tagged , , , | 2 Comments

Maintenance of yard equipment knowledge you may be able to use

I’m a bit handy as most of my family and friends know, from basic housing repairs to maintenance of yard equipment. As luck would have it, our gas powered trimmer stopped working at the end of last season and I … Continue reading

Posted in budget, financial directive, spending plan | Tagged , | Leave a comment

Corporate America is bad while people are good

Do you find yourself driven to get angry at corporate America, only to be driven into it’s arms? I mean, if corporate America is bad while people are good, doesn’t that sound you’re limiting yourself by focusing only on yourself … Continue reading

Posted in Growth, Retirement Savings, spending plan | Tagged , , , | Leave a comment

Transaction fees, the good, the bad, and the ugly

I’ve seen several sites mention that the transaction costs for purchasing a stock make the purchase not worth it. However, from personal experience I’ve seen that the transactions costs associated with purchasing a certain stock make the stock a worthwhile … Continue reading

Posted in 401k, Growth, IRA, Retirement Savings, Roth IRA | Tagged , , , | 2 Comments

Best way to spend your paycheck

People that have broached this subject well before I was even born learned that the best way to spend your paycheck is on your future self. keep in mind that this is by no means the only way to spend … Continue reading

Posted in 401k, budget, budgeting, financial directive, Retirement Savings, Roth IRA | Tagged , , , , , , , | 2 Comments

How to use Finance101 CAGR calculator

If you click on the File menu and then the New sub-menu, you will see a list of views that you can display. The last one listed is the “CAGR” view, and the screen below is displayed when you click … Continue reading

Posted in 401k, financial directive, Growth, Retirement Savings | Tagged , , , , | 6 Comments

How to use Finance101 amortization calculator

So, when you launch the calculator, it opens up in the Amort (or Amortization) view in the Finance101 calculator. Below is a sample screen. I chose the numbers on the screen for a specific reason. The simple fact that any … Continue reading

Posted in financial directive, spending plan | Tagged , , | 6 Comments

The Finance101 calculator

I wrote the Finance101 calculator back in 2005 and updated it several times since then. I can/will fix the minor problems but only if people request the updates or additional features. I’m also providing this program free of charge, but … Continue reading

Posted in budget, budgeting, financial directive, Income Tax, spending plan | Tagged , , , | 8 Comments