Category Archives: spending plan

Your biggest expense should be you!

Your biggest expense should be for your future self for the first 5 years. The younger you are, the easier and better it is for you to take 50%-60% of your paycheck and put it away. Imagine being 19, 20, … Continue reading

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High yield savings doesn’t exist … think again

High yield savings accounts do exist in some regional areas. I just heard the other day on the radio of a bank that will pay you $20/month if you make X electronic deposits per month. They didn’t mention any specific … Continue reading

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Having to adjust for overspending

Prior to Christmas, my wife went out to get a few items for our 4 children for Christmas and because she didn’t have the cash on hand, she found herself having to adjust her own budget to fit within the … Continue reading

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Fill out your W4 Withholding Allowance Certificate

Can you claim more allowances when you fill out your W4 Withholding paperwork than you do on April 15th? The answer is yes. Can that result in an increase in the money you get back during the year? Again the … Continue reading

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Vehicle maintenance choices to make

I thought I’d write up this article, since we currently have some regular vehicle maintenance choices to make regarding replacement of tires since they are getting rather thin on our car. Keep in mind that when I mention mounting and … Continue reading

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What do you spend on life-long expenses

The question of what do you spend on life-long expenses only, came to me after reading this article on CNN. Now most people don't keep mortgages for their entire life, or keep going back to college classes, or having a … Continue reading

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Maintenance of yard equipment knowledge you may be able to use

I’m a bit handy as most of my family and friends know, from basic housing repairs to maintenance of yard equipment. As luck would have it, our gas powered trimmer stopped working at the end of last season and I … Continue reading

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Corporate America is bad while people are good

Do you find yourself driven to get angry at corporate America, only to be driven into it’s arms? I mean, if corporate America is bad while people are good, doesn’t that sound you’re limiting yourself by focusing only on yourself … Continue reading

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Has your household lost or gained net worth?

In this article, Pew research said that 93% of the households have lost money during 2009-2011 window in our past. Which best the question: Has your household lost or gained net worth over that time frame or even since 2011? … Continue reading

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Where to keep your savings

I was sitting at home the other night thinking about the savings that we’re building up, and where it may be best to keep our hard earned monies. This obviously isn’t the only way to figure out where to keep … Continue reading

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