Category Archives: IRA

Pay less taxes than you put into an IRA

Let’s see how a person could pay less taxes than they put away into an IRA (or 401k). We will use a simple scenario of a single person with a gross income (including interest earned) of $29,500 or less. You … Continue reading

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The lowdown on MYRA accounts

The current POTUS has signed legislation for "lower income" families to be able to put some of their hard earned money into a new type of account called a MYRA account. The primary goal of the MYRA account is a … Continue reading

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Pullback from the market

It's always a difficult stance to take, whether one should pullback from the market. After all, after the drop in the first quarter of 2013 and subsequent drive up of the market by the end of the year, one could … Continue reading

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Tax year 2014 tax limit guidelines

There are always limits that the IRS places on various items in your financial arsenal, and this post is meant to be a brief summary of the 2014 tax limit guidelines. The list below is only meant to be brief … Continue reading

Posted in 401k, Financial Arsenal, Income or Pay, Income Tax, IRA, Roth IRA, Social Security, Tax guidelines | Tagged , , , , , , , , | 1 Comment

Method of buy low and sell high strategy

We all know that you want to buy low and sell high, I presume. So let’s examine what that may mean for the individual investor. Using the buy low and sell high strategy, you have to offset 1 or more … Continue reading

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The good market is now, what is your exit plan

The stock market is at all-time highs. With the DJIA and the S&500 are both at their highest levels in 5 years. Since the good market is now, what is your exit plan. After all, you should pick a point … Continue reading

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Shares per transaction costs, per dividend

I had previously analyzed how some transaction costs can really hurt your bottom line. this is when you are examining the number of shares per transaction costs, per dividend. Another way to look at things may be how much the … Continue reading

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Reason for being in the market

What is the single most important item you should consider when making any stock/fund purchase if you are “in the market”? It is simply to understand what is the reason for being in the market. There can be many different … Continue reading

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Has your household lost or gained net worth?

In this article, Pew research said that 93% of the households have lost money during 2009-2011 window in our past. Which best the question: Has your household lost or gained net worth over that time frame or even since 2011? … Continue reading

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How the number of shares affects your investment choices

Not everyone thinks of how their purchase of a number of shares affects your investment choices. Why do they call blocks of 100 shares an “even” block after all? Keep in mind this article isn’t intended to help you choose … Continue reading

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