Category Archives: financial directive

Your biggest expense should be you!

Your biggest expense should be for your future self for the first 5 years. The younger you are, the easier and better it is for you to take 50%-60% of your paycheck and put it away. Imagine being 19, 20, … Continue reading

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Pay less taxes than you put into an IRA

Let’s see how a person could pay less taxes than they put away into an IRA (or 401k). We will use a simple scenario of a single person with a gross income (including interest earned) of $29,500 or less. You … Continue reading

Posted in 401k, Financial Arsenal, financial directive, Income Tax, IRA, thrift savings plan, tsp | Tagged , , , , , , , | 1 Comment

Net worth as of Jan 2014

Here is my our net worth report for January 2014. I just checked our net worth and this is what I found: growth by 125% from the same time 1 year ago growth by 23.4% from 9 months prior growth … Continue reading

Posted in 401k, Financial Arsenal, financial directive, networth, Retirement Savings, Roth IRA | Tagged , , , , , , | 4 Comments

Net worth as of Dec 2013

Since this is a personal finance site, I figure I should divulge some bits of person financial information such as net worth. This is the first post of my net worth and I will try to post this every quarter … Continue reading

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Tax season quickly approaches, have you checked your situation out

Now that we’re winding down the year, it’s getting closer to tax season. So in honor of that upcoming event, I thought I’d write an article regarding your W-4 and whether you may want to adjust it accordingly. That is … Continue reading

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Fill out your W4 Withholding Allowance Certificate

Can you claim more allowances when you fill out your W4 Withholding paperwork than you do on April 15th? The answer is yes. Can that result in an increase in the money you get back during the year? Again the … Continue reading

Posted in financial directive, Income or Pay, Income Tax, Retirement Savings, spending plan | Tagged , , , , , | 3 Comments

I sat in a Tesla car and enjoyed it!

A week or so ago, I sat in a Tesla model car and enjoyed it in a mall near me. They allowed anyone to sit in, and I enjoyed it along with our kids. These were both Tesla ‘S’ models … Continue reading

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Method of buy low and sell high strategy

We all know that you want to buy low and sell high, I presume. So let’s examine what that may mean for the individual investor. Using the buy low and sell high strategy, you have to offset 1 or more … Continue reading

Posted in 401k, Fees, financial directive, Income Tax, IRA, Retirement Savings | Tagged , , , , | 2 Comments

Looking ahead in your financial life

You think about what’s on TV next week, what to wear to weddings or other events, what to pay for gifts to weddings, what you are going to do for your next vacation if you are so blessed, etc. Never … Continue reading

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Is the Fed helping or hurting our economy

I was reading this article which was reposted from Reuters, and stating that the U.S. added 175,000 jobs last month. And in following paragraph it mentioned that unemployment ticked 1/10 point higher. One only has to ask a simple question … Continue reading

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