Category Archives: budgeting

Millennial generation is not well informed when it comes to credit scores

I just saw some folks talking on the talk show Cavuto, and they were stating Millennials do not no how to use credit scores to their advantage or what benefits there are to having a good credit score. My question … Continue reading

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Your biggest expense should be you!

Your biggest expense should be for your future self for the first 5 years. The younger you are, the easier and better it is for you to take 50%-60% of your paycheck and put it away. Imagine being 19, 20, … Continue reading

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Having to adjust for overspending

Prior to Christmas, my wife went out to get a few items for our 4 children for Christmas and because she didn’t have the cash on hand, she found herself having to adjust her own budget to fit within the … Continue reading

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Tax season quickly approaches, have you checked your situation out

Now that we’re winding down the year, it’s getting closer to tax season. So in honor of that upcoming event, I thought I’d write an article regarding your W-4 and whether you may want to adjust it accordingly. That is … Continue reading

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How to look good on paper aka National Debt as a percentage of GDP

I have to dispell a terrible myth that seems to be running around the entire country on every blog. My objective is to show how to look good on paper by viewing the National Debt as a percentage of GDP. … Continue reading

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Looking ahead in your financial life

You think about what’s on TV next week, what to wear to weddings or other events, what to pay for gifts to weddings, what you are going to do for your next vacation if you are so blessed, etc. Never … Continue reading

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What do you spend on life-long expenses

The question of what do you spend on life-long expenses only, came to me after reading this article on CNN. Now most people don't keep mortgages for their entire life, or keep going back to college classes, or having a … Continue reading

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Save money so you can still live life to the fullest

I know this has been written about before, but I want to chime in on this as well. When you are younger, while you have a lot of things you want to do and so little time to do it, … Continue reading

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Has your household lost or gained net worth?

In this article, Pew research said that 93% of the households have lost money during 2009-2011 window in our past. Which best the question: Has your household lost or gained net worth over that time frame or even since 2011? … Continue reading

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Where to keep your savings

I was sitting at home the other night thinking about the savings that we’re building up, and where it may be best to keep our hard earned monies. This obviously isn’t the only way to figure out where to keep … Continue reading

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