Monthly Archives: March 2013

Choosing a Roth IRA or 401k for investment purposes

Looking at anything in a vacuum can be dangerous, so we all must assess the various offerings that our own retirement accounts, whether they be 401k, IRA, or Roth IRA provide us. Obviously there are other offerings such as 403b, … Continue reading

Posted in 401k, financial directive, Retirement Savings | Tagged , , , | 4 Comments

Presidential declaration for financial literacy month

According to this press release, President Obama has declared April to be “National Financial Literacy Month”. I for on applaud the desires of the President to have citizens of the U.S. to become financially literate, and no longer choose to … Continue reading

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Set yourself up for early retirement … or whatever

While this post is in part directed toward someone that I genuinely care about, I hope that it can help the hundreds/thousands of youth as they try to roll along their merry way in their working careers. I can be … Continue reading

Posted in 401k, budget, budgeting, financial directive, Growth, IRA, Retirement Savings, Roth IRA, spending plan | Tagged , , , , , , | 5 Comments

How can I easily figure out how much I need to save?

This may seem like you need a huge amount of calculators and tables of data perusing over for months or years on end. This calculation is used to figure out the multiplier that you’d have to use to quickly figure … Continue reading

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How to use Finance101 compounding calculator

This is a “How To” for how to use and understand what the Finance101 compounding calculator is doing. A few upfront definitions: Contribution – the amount of money that YOU put into an account. You can also consider the portion … Continue reading

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How to use Finance101 CAGR calculator

If you click on the File menu and then the New sub-menu, you will see a list of views that you can display. The last one listed is the “CAGR” view, and the screen below is displayed when you click … Continue reading

Posted in 401k, financial directive, Growth, Retirement Savings | Tagged , , , , | 6 Comments

How to use Finance101 finance101 calculator

If you click on the File menu and then the New sub-menu, you will see a list of views that you can display. The first one listed is the “Finance 101″ view, and the screen below is displayed when you … Continue reading

Posted in budget, financial directive, frugal habits, spending plan | Tagged , , | 5 Comments