Monthly Archives: August 2012

Does your spending plan include the mortgage?

I wrote this as a kind of an addendum to Corey’s post Myths About Budgeting, which has some very good information that some people seem to overlook at times. In the past 2 years, I updated our spending plan (a.k.a. … Continue reading

Posted in budget, budgeting, financial directive, spending plan | 16 Comments

Financial directive plans and groceries

Do you know how much you spend on groceries every month or day or week or even for the year for that matter? If not, you’re not making sure that you’re spending plan, or financial directive plan is on any … Continue reading

Posted in budget, budgeting, financial directive, spending plan | 11 Comments

35% pay increase for some, bring it on

While I must say that I wholeheartedly agree that a certain level of minimum wage is necessary, I don’t believe that minimum wage should exist solely to provide a level income to provide for all of one’s needs. After all, … Continue reading

Posted in Income or Pay | Tagged , , | 6 Comments

When you should get a Roth IRA

As an unbiased opinion to Financial Samurai’s post Be a Sloth and Don’t Roth or Disadvantages of the ROTH IRA (and I must say I enjoy all of the posts on that site), I thought I’d post a case for utilizing … Continue reading

Posted in Income Tax, Retirement Savings | Tagged , , | 10 Comments

Not contributing to your 401k, well why?

This isn’t meant to be a judgement against anyone that cannot put aside for their future, believe me I’ve been where many are now. And I do realize that many people also have medical expenses that can be terrible on … Continue reading

Posted in Income Tax, Retirement Savings | Tagged , , , | 30 Comments

Income tax: Proof your tax rate isn’t what you are paying

This is an article to prove that the tax rate that someone is “in” is not really how much they pay in taxes on their pay. Preface: This is article is talking about Federal taxes only, since the states have … Continue reading

Posted in Income Tax | Tagged , , | 27 Comments